12 best budgeting books

Product description

ZICOTO BUDGET PLANNER ORGANIZER: START BUDGETING TODAY TO ACHIEVE LONG-TERM FINANCIAL FREEDOM

“Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver” - Ayn Rand

So, get behind the wheel and take control of your finances and your options. This personal budget planner is simple but effective and makes it easy for you to gain and keep financial control and works well with the Dave Ramsey model.

Start whenever & continue wherever you want!The budget journal is non-dated, so you can start at any time.

The perfect size of 5.5”x8” (smaller than A5) makes it easy to take the budget planner anywhere with you.

The planner is available in 6 different colors, comes with a soft surface and features an elastic band and a sturdy pen loop.

The financial budget planner is all in one - monthly income, savings, debt & bill planner, daily expense tracker, budget organizer & more:

• Financial goal setting
• Strategy & action plans
• Monthly bill tracker
• Saving and debt tracker
• Monthly income, savings & budgeting
• Daily expenses
• Month & year-end review for reflection & to boost your learning curve
• Plus: Christmas tracker to enjoy the best time in the year without financial worries
• Notes section

Start your journey to financial freedom today and add the ZICOTO budget planner to your cart now!

• BUDGET PLANNING AT ITS BEST: Achieve your Financial Goals and Use the ZICOTO budget tracker to set new financial standards in your life, monitor your monthly income, savings, debts & daily expenses
• CREATE FINANCIAL FREEDOM: Start your journey to long-term financial freedom today! The finance planner allows you to track monetary flow & to review each area for improvements; This 12-Month budget book is your chance to develop monthly habits, monetary strategies & action plans
• BRING IT ON - ANY TIME & ANY PLACE: The budgeting planner is undated, so you can start at any time; Thanks to its perfect size of 5.5x8” (smaller than A5) the financial notebook fits in every bag & is always at hand
• GORGEOUS & FUNCTIONAL: The hardcover budgeting book is available in 6 beautiful colors and is designed for easy & effective budget planning. It comes with practical features such as an elastic band & a sturdy pen loop
• STICKERS, HOW TO’S & MOTIVATION: ZICOTO gets you started & keeps you going! The 2021-2022 budget keeper includes 2 sticker sheets for personal creativity, planning instructions, plus inspirational quotes on each review page to help focus on your goals

User questions & answers

Question:	Does this have any blank pages? (lined or otherwise
Answer:	Yes, there are multiple blank pages in the planner!
Question:	Is the print on this planner very small?.. Is it going be hard to read for people who need glasses
Answer:	While I personally need glasses to see far away I think the print is pretty standard. It seems to be around 12 point font with some larger portions. I love the planner and would recommend it! Hope this helps!
Question:	Does this come with pages that look like a monthly calendar? (Similar to what an agenda would look like
Answer:	No, each month it’s divided by full pages sections. You have daily expenses pages, budgets, goals and more. It works perfectly if you want a lot of space to be detailed
Question:	is it real leather ? I dont like to buy leather is why I'm asking
Answer:	Hi Molly, No worries, the material is a synthetic leather imitation. Please let me know if there's anything else I can do for you. :-) Best regards, Olga - Customer Support Team Zicoto

• ✅ TAKE CONTROL OF YOUR MONEY & ACHIEVE YOUR FINANCIAL GOALS: Are you looking for the best monthly budget planner to keep your finances organized? Clever Fox Budget Book will help you keep your money organized, spend well, start saving, set and achieve financial goals. It can help you to manage all your personal finance, savings, budgets, debt, payments, bills due, cash flow and expense tracking in 1 place. By using this budget keeper, you can become a personal finance and budgeting expert.
• ✅ STAY ON TRACK & FOCUSED, SET MONTHLY GOALS & BUDGET / REVIEW: It all starts with a plan! Each month write down your monthly financial goals. Put reminders of bills and payments due on the calendar. Make a monthly spending plan before you spend. Use predefined expense categories to plan your monthly budget. During the month track all your day-to-day spending. At the end of the month review what happened, spot bad spending habits, think about how you can improve next month.
• ✅ ELEGANT, SMART & PRACTICAL PERSONAL FINANCE: Clever Fox Budget Journal starts with 2 pages for setting your financial goals and their breakdown on the mind map. There are 2 pages for writing your strategy and tactics, 2 pages for tracking savings, 2 pages for debt tracking, followed by 12 months (8 pages per month). At the end of the Clever Fox monthly expense planner there are 2 pages for Christmas budgeting, and 2 pages for an annual summary to track your progress throughout the year.
• ✅ PREMIUM QUALITY, PERFECT PORTABLE SIZE & BONUSES: Clever Fox Budget Notebook made from high quality leatherette hardcover with an elastic band, pen holder, 1 accordion pocket for bills and receipts at the end of the money planner, 1 bookmark, thick no-bleed 120gsm paper. This finance planner is A5 size, measuring 5.8 inches wide, 8.3 inches long and 0.6-inch thick. This budgeting planner and accounts book comes with free 2 pages of stickers and a quick start user manual with filled examples.
• ✅ GUARANTEED TO KEEP YOUR FINANCE ORGANIZED OR YOUR MONEY BACK: The Clever Fox Budget Planner Organizer is guaranteed to work, or we will give you your money back! If you are not happy with your results or for any reason you’re not completely satisfied with your purchase of this budgeting workbook, simply contact us for a hassle-free refund, No questions asked!

Product features

Clever Fox Budget Planner will keep you financially organized.

Budgeting is often seen as something complicated and restrictive. So we made it simpler and more effective than ever. The Clever Fox Budget Book will help you manage your money and make it work for you.

This stylish undated budget planner includes 12 months of financial planning with dedicated pages for setting financial goals, monthly budgeting, expense tracking as well as monthly reviewing!

Set & achieve your financial goals with Clever Fox Budget Planner!

Monthly Budget

It all starts with a plan. The best way to stay on top of your finances is to make a monthly spending plan before you spend.

Expense Tracker

Track all of your spending during the month. Add a category for each expense. Try not to overspend and stick to a budget.

Monthly Budget Review

At the end of the month, reflect on the past month. Calculate monthly budget numbers and fill in summary table. Think about how you could do better next month.

86 Budget Stickers Included

Pocket for Receipts and Bills

Quick Start User Manual

Undated - Start Anytime