13 best personal budgeting software

Personal budgeting software is designed to help individuals manage their finances effectively. These tools are often used for personal financial planning, expense tracking, and budget management. Here are some key features and aspects related to personal budgeting software:

Expense Tracking:
- Most personal budgeting software allows users to track their expenses by categorizing transactions. This helps individuals understand where their money is going and identify areas where they can cut costs.
Budget Creation:
- Users can set up budgets for different categories such as groceries, utilities, entertainment, etc. The software then helps in monitoring spending against these predefined budgets.
Income Management:
- Many budgeting tools enable users to input their income sources. This information is used to create a comprehensive financial picture, helping users understand how much money they have available for spending and saving.
Goal Setting:
- Some software includes goal-setting features, allowing users to set financial objectives such as saving for a vacation, paying off debt, or building an emergency fund.
Financial Reports:
- Personal budgeting software often generates reports and visualizations to provide a clear overview of one's financial status. These reports can include income vs. expenses, spending patterns, and trends over time.
Automated Transactions:
- Many tools can automatically import and categorize transactions from bank accounts and credit cards.This automation streamlines the budgeting process and ensures that data is up-to-date.
Debt Tracking:
- Some budgeting software includes features for tracking and managing debts. This can be particularly useful for individuals looking to pay off loans or credit card balances.
Mobile Accessibility:
- A significant number of personal budgeting tools offer mobile apps, allowing users to track their finances on the go. Mobile accessibility is crucial for real-time tracking and decision-making.
Security and Privacy:
- Given the sensitive nature of financial data, personal budgeting software often prioritizes security. This includes encryption, secure connections, and other measures to protect users' financial information.
Integration with Other Financial Tools:
- Some personal budgeting software can integrate with other financial tools, such as investment platforms or tax preparation software, providing a more holistic view of one's financial situation.

Examples of popular personal budgeting software include Mint, YNAB (You Need A Budget), Quicken, and Personal Capital, among others. Each of these tools may have unique features, pricing models, and user interfaces, so individuals often choose the one that best aligns with their specific financial needs and preferences.

Below you can find our editor's choice of the best personal budgeting software on the market

You Need a Budget: The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting out of Debt, and Living the Life You Want

Based on 689 reviews Check latest price

Quicken Deluxe 2016 Personal Finance & Budgeting Software [Old Version] + G Suite Business | Monthly Subscription

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SIMPLY MONEY V2.1

Victorymultimedia

Based on 11 reviews Check latest price

Product description

Check writing and personal finance program

Easy to use!

User questions & answers

Question:	can simply money 2.1 be used with windows
Answer:	I would assume so but can not say for sure
Question:	Does it keep the record by vendors on writen checks
Answer:	No
Question:	Does this CD work with Windows 7 Ultimate
Answer:	No
Question:	how do you install this item for Windows
Answer:	I really do not know. I had someone do it for me.

Quicken Basic 2000

Intuit

Based on 34 reviews Check latest price

Product description

The easiest way to start organizing your finances.

Balance Checkbook
Pay Bills
Easy Budgeting
Save Time

User questions & answers

Question:	Is Quicken 2000 compatible with windows
Answer:	Yes. I tested this plugged into the switch dock as well as plugged into a power strip with USB slots and a USB charging hub. All worked to charge the joycons.
Question:	Do you need an annual subscription with this software
Answer:	Yes it charges one pro and a set of Joycons
Question:	Is it XP compatable
Answer:	The cable comes out from the bottom of the device (it has a cutout so that it sits flat). As far as I can tell, I can't see a way to remove the cable entirely.
Question:	Ia Quicken 2000 compatible with Windows
Answer:	This can only charge Nintendo brand. It can't even charge PowerA Enhanced Wireless Pro Controller

Fun Money Budgeting Software for Windows - Personal Finance [Download]

Based on 2 reviews Check latest price

Product description

Easy to use
Powerful budgeting
Manage your debts and savings
Debt free prediction graph
Great graphs

Quicken For Mac Personal Finance & Budgeting Software 2015 [Old Version]

Intuit

Based on 2 reviews Check latest price

Product description

Easily Manage Your Money

See your bank, credit card, investment & retirement accounts in one place
Stay on top of bills & spending
Create a realistic budget

User questions & answers

Question:	Is there any hope they will duplicate (widows based) the connectivity with banks, and payments in the very near future
Answer:	It has a USB connection that plugs directly into the Docking station so it gets power from the same cord the docking station does. There is not need for an additional cord to connect it.
Question:	I have Quicken 2012 for my PC. All I use Quicken for is to keep track of balances in my accounts and sometimes reports. Is this worth it
Answer:	Yes, if the mount stretches to about three inches, but I found a universal mount that fits. I just had to cut the front lip down to 3/16 of an inch.
Question:	Will Quicken 15 work on Yosemite when it comes out or do we have to start again
Answer:	Yes it does.
Question:	Does the Quicken for Mac 2015 have direct connect allowing me to pay bills through the bank like the 2014 Windows does
Answer:	It does not, it plugs into the Switch's docking station and uses the power from there. There is no need to directly plug it into the power.

Home Accountz V3 for Mac [Download]

Accountz.com LTD

Check latest price

Product description

Easily manage income and expenses
Budgeting and forecasting
Automated entries for direct debits/income
Bank/credit card reconciliation
Desktop based but with Online Backup, Accountz Dashboard, and Mobile Expense Tracker App included*

User questions & answers

Question:

Needs more details such as single or double entry, split transactions, multiple currencies, loans made, etc

Answer:

Hello Felix,Home Accountz V3 is double entry though we use the terms From and To so that money goes From Bank (of which you can have an unlimited number) To Food etc. It can handle multiple currencies, loans, credit cards. Transactions that are split between different accounts can be entered. Bank reconciliations and much more. There is no limit to the number of accounts/categories inside Home Accountz.Please email [email protected] if you would like any further information.RegardsHelen LinleyMD Accountz.com

MoneyLine Personal Finance Software for Money Management, Budgeting and Tracking [Download]

NCH Software

Based on 26 reviews Check latest price

Product description

Personal finance software for tracking your money, bank accounts, spending and investments in one place
Monitor bank account balances and categorize purchase transactions.
Easy budgeting tools for creating and following a budget
Track investments such as stocks, mutual funds and more
Schedule recurring transactions like paychecks and mortgage payments

User questions & answers

Question:	will this software Print checks from intuit
Answer:	Sorry, can't help.
Question:	I tried importing quicken 2017 qfx file and moneyline won't import it. is there a way to import quicken 2017 file into moneline
Answer:	I was told by the company that quicken files cannot be imported into MoneyLine.
Question:	Does not print out last number on report change paper size does not work how do you change font size or delete columes
Answer:	How change font size and color

Spreadsheets4Life | Budget Excel File (1-Year Subscription) | Financial Analyzer | Household Planner | Bill Payment Tracker | Deluxe Finance Monthly Budgeting | Cash Desktop System Software

spreadsheets4Life

Check latest price

Product description

Excel file to track and analyze budgets for home or business. Note that this purchase is for a 1-year subscription for these files. After that, your subscription would require renewal. This product is non-returnable and non-refundable. A tutorial is available on You Tube on the Spreadsheets 4 Life Channel.

ACCOUNTING SOFTWARE for Home or Business Budget. Get control of your money with this Excel file.
FIND OUT WHERE YOUR MONEY IS GOING! And analyze where cutbacks can be made.
EXPENSE TRACKER for Mom Husband or business partner or anything else.
CASH ENVELOPE amounts can be shown. Placing cash in envelopes? Show that amount in this budget.
MONEY - Replace your paper Notebook. Transaction Amount for any Account can be shown.

Quicken Premier Personal Finance – Maximize your investments – 1-Year Subscription (Windows/Mac)

Quicken

Based on 82 reviews Check latest price

Product description

Take Control of your finances with Quicken Premier. Plan for today and tomorrow with one solution to manage all your finances. With Quicken Premier, get everything in Deluxe plus many more investing features. Simplify your taxes and investments. Pay any bill directly in Quicken for free, plus priority access to official Quicken customer support (a $49 value). Advanced investing features, including investment performance analysis & investment activity report (advanced features available on Windows version only). Manage your money on the go with Quicken across multiple devices – your data syncs across desktop, web, and mobile. View balances, budgets, accounts and transactions, spending trends, investment performance, transaction history, and more. Quicken securely transmits your data with robust 256-bit encryption. You’ll always have full access to, and full ownership of your data. 30-day money back guarantee (quicken.com/support) or change your plan at any time.

Includes everything in Quicken Deluxe plus many more investing features
Simplify your taxes and investments
Pay any bill directly in Quicken for free, plus priority access to official Quicken customer support (a $49 value)
Advanced investing features, including investment performance analysis & investment activity report (Windows only)
Access Quicken on multiple devices, and on the go with free web & mobile app

User questions & answers

Question:	Is this software compatible with mac
Answer:	Yes, I am using Quicken 2000 with my Windows 10 and it seems to work fine.
Question:	Can i use this to up date my version ending jan 2021??? will it extend version to jan
Answer:	Sorry, I purchased Quicken 2017 Deluxe. It does require an annual subscription which is $49.99/yr. They dis-counted me to $29.99. Contact Ouicken. Com customer service. Phone or chat. They will tell you.
Question:	version - the version being sold now (Oct '20) does not have the date on the box. Is it the most current
Answer:	Yes, I have been using Quicken 2000 since 2004 and it is XP compatable for home and business
Question:	I have paid for deluxe subscription until feb 2021 but i would like to upgrade it to premier. is possible to pay just prorated cost of this upgrade
Answer:	Yes, it was for me. Inadvertently deleted original Q.2000 .exe and purchased a Q2000, loaded it and had all records for 9 yrs back. Of course I had all my backups to do it. Without backups it will still load and work on Windows 7.

Personal Finance QuickStart Guide: The Simplified Beginner’s Guide to Eliminating Financial Stress, Building Wealth, and Achieving Financial Freedom (Quickstart Guides)

Based on 142 reviews Check latest price

Quicken Deluxe Personal Finance – Manage your money and save – 1-Year Subscription (Windows/Mac)

Quicken, Inc.

Based on 242 reviews Check latest price

Product description

Take Control of your finances with Quicken Deluxe, the most popular and best-selling personal finance software available. Plan for today and tomorrow with one solution to manage all your finances. With Quicken Deluxe, see all your accounts in one place, create a customized budget, manage your bills, and track your debt. Manage your money on the go with Quicken across multiple devices – your data syncs across desktop, web, and mobile. View balances, budgets, accounts and transactions, spending trends, investment performance, transaction history, and more. Quicken securely transmits your data with robust 256-bit encryption. You’ll always have full access to, and full ownership of your data. 30-day money back guarantee (quicken.com/support) or change your plan at any time.

Includes everything in Quicken Starter plus many more popular money management features
Download transactions from retirement, loan & investment accounts automatically
Create a 12-month budget with ability to customize goals month by month
See how to pay off loans faster & save by tracking principal & interest payments
Access Quicken on multiple devices, and on the go with free web & mobile app

User questions & answers

Question:	Can I install quicken delux on my ipad
Answer:	Intuit Inc. has had 25 years to bring Quicken for Mac up to speed with Quicken for Windows, since the first Quicken for Mac release in 1989. Quicken for Mac 2015 is the second downgrade of Intuit's Quicken for Mac line since Quicken for Mac 2007 was released in August 2006 (Quicken Essentials for Mac was the first downgrade). So there is no sound or reasonable basis for hoping that Intuit ever will produce cross-platform Quicken for Mac equivalent of its Windows product. Your typo of "widows" inadvertently is apt for this retrograde product. It may also be accurately described as an orphan compared to Quicken for Windows. Personal finance software users seeking performance under Mac OS approximately equivalent to Quicken for Windows are better off looking at iBank 5+ or Moneydance 2014+.
Question:	Does 2020 convert my existing data from version
Answer:	If you are upgrading to a PC version of Quicken you have no worries. They are still invested in their PC products. If you are switching to Mac 2015 version of Quicken it will do what you want and not much more.
Question:	My current subscription expires in April, 2021. Can I buy this now and then activate it to get another year on my subscription
Answer:	I am using version 2.5.0 on Yosemite 10.10.3. Appears to operate fine. Of course, all they did was repackage Quicken Essentials into a Yosemite look-and-feel wrapper.
Question:	Do you get a c d disk
Answer:	No. The only Mac version that pays bill is the 2007 lion version. Not sure why 2015 doesn't have it.

TeachUcomp, Inc. Course used for learning QuickBooks Pro 2018 & Microsoft Excel 2016 PREMIUM Training Tutorial - Video Lessons, PDF Manuals, 2 Reference Guides, Testing, Certificates of Completion

TeachUcomp Inc.

Based on 3 reviews Check latest price

Product description

Learn QuickBooks Pro 2018 and Microsoft Excel with this Premium training package from TeachUcomp, Inc. Mastering QuickBooks Made Easy Premium features 384 video lessons with over 17 hours of introductory through advanced instruction on both DVD-ROM to play on your PC or Mac and via online with your web browser for one year (with enclosed Online Key Code). In addition, you’ll get our QuickBooks Pro Quick Reference Guide and Microsoft Excel Introductory Quick Reference Guide- four-page printed, laminated guides with step-by-step instructions in the most critical functions. Pop in the DVD-ROMs or log into the online version to watch, listen and learn as your expert instructor guides you through each lesson step-by-step. During this media-rich learning experience, you will see each function performed just as if your instructor were there with you. Reinforce your learning with the text of our two printable classroom instruction manuals in PDF (Introductory and Advanced), additional images and practice exercises. You will learn how to set up a QuickBooks company file, pay employees and vendors, create custom reports, reconcile your accounts, use estimating, time tracking and much more. You'll also get our complete Microsoft Excel course with over 10 hours of instruction. Learn how to import and export data between QuickBooks and Excel and how to build powerful spreadsheets.

This package also includes optional practice exams with evaluative feedback, optional final exams and Certificates of Completion when you pass the final exam. Test your knowledge after completing the course and demonstrate your proficiency.

Whether you are completely new to QuickBooks and Excel or upgrading from an older version, this course will empower you with the skills necessary to be a proficient user. We have incorporated years of classroom training experience and teaching techniques to develop an easy-to-use course that you can customize to meet your personal learning needs.