9 best household budget software

Household budget software is a type of financial management tool designed to help individuals and families track and manage their finances. It provides a digital platform for creating and maintaining budgets, monitoring expenses, and gaining insights into financial habits. Here's what you should know about household budget software:

  1. Budget Creation:

    • Household budget software allows users to create detailed budgets that outline income sources and various expense categories, such as housing, transportation, groceries, and entertainment.
    • Users can set spending limits for each category based on their financial goals and priorities.

  2. Expense Tracking:

    • Users can input and categorize their daily expenses into the software, either manually or by syncing with bank accounts and credit cards.
    • Some budget software tools can automatically categorize expenses based on transaction data.

  3. Income Management:

    • The software helps users keep track of their income, including salaries, bonuses, and other sources of earnings.
    • Users can input income on a regular basis and set up recurring income entries.

  4. Visualization and Reports:

    • Most household budget software provides visual representations of budget progress through charts, graphs, and reports.
    • Users can quickly see how their spending aligns with their budgeted amounts and identify areas where adjustments may be needed.

  5. Goal Setting:

    • Many budgeting tools allow users to set financial goals, such as saving for a vacation, paying off debt, or building an emergency fund.
    • Users can monitor progress toward these goals and adjust their budget accordingly.

  6. Debt Management:

    • Household budget software often includes features for tracking and managing debt, including credit cards, loans, and mortgages.
    • Users can see their outstanding balances, interest rates, and monthly payment schedules.

  7. Expense Analysis:

    • Users can review their spending patterns and identify areas where they may be overspending or making unnecessary purchases.
    • This analysis helps in making informed decisions to cut costs and save money.

  8. Security:

    • Security is a crucial aspect of budget software. Reputable tools use encryption and secure data storage to protect users' financial information.
    • Users should choose software from trusted sources to ensure the safety of their data.

  9. Accessibility:

    • Many household budget software applications are available on various platforms, including web browsers, mobile devices, and desktop computers.
    • This allows users to access and update their budgets from anywhere.

  10. Budget Sharing:

    • Some budget software allows for collaboration and sharing with family members or financial advisors, making it easier to manage shared expenses.

  11. Cost:

    • The cost of household budget software can vary, with some basic versions available for free and more feature-rich versions offered through subscription or one-time purchases.

Household budget software can be a valuable tool for individuals and families looking to gain control over their finances, set financial goals, and make informed financial decisions. It simplifies the budgeting process, provides insights into spending habits, and encourages responsible money management.

Below you can find our editor's choice of the best household budget software on the market
  

Household Budget 2.10 One-off Amount. Easy Accounting. Personal Finance Manager.

Temia

Based on 14 reviews Check latest price

Product description

Clear Finance. All income and expenses of your daily life can be added to the program. Thanks to various accounts function, it is possible to divide payments and receipts in cash or card. For a better overview, all entries are also divided into categories. Full review. The program includes different filters that allow you to view your financial situation in detail. So, for example, household expenses, food, parking tickets, insurance and much more will be clearly displayed in the program. Also, regular payments can be added to the monthly or yearly intervals. Expenses Optimization. Another important function of the program is "unnecessary payment". With this function it is possible easily and quickly to note the costs that you would like to avoid in the future. These expenses will be also clearly reflected in the balance. All the data will be displayed in the detailed monthly and annual reports according to your wishes. Your data can be also sorted by category, accounts, regular payments or unnecessary payments. In the diagram you can view your balance in certain months, and compare them. Quick Start. In order to simplify data collection the program supports an import function, which allows data importing from other programs. Backup. The ability to backup and export to CSV- and PDF-formats allows you to save your data securely. You can also print your data.

Web tutorials are available.

Email support is available.

The price for a program version is a one-off amount, without additional costs.

  • Easy accounting. The program gives you an opportunity to maintain a record of your personal finance. Finally, you can clearly see your expenses and optimize them.
  • Web tutorials are available.
  • Email support is available.
  • The price for a program version is a one-off amount.

User questions & answers

Question: Sure could use more info about this. Systems requirements? I am looking for strictly offline use. Will this fit the bill
Answer: Hello. The program is for Windows for offline use. Java is required. You are supposed to enter to the program all your household income and expenses. Best regards, Temia Consulting
Question: Can updates from financial institutions be downloaded into the software
Answer: Hello. No, financial updates are not supported. Best regards, temia.de
Question: Off line"?? does this mean I can't download my bank statement or my credit card expenses
Answer: Hello. You can only import your data to the program as a CSV-file. Best regards, temia.de
Question: Ignorant , asks what is a csv & java file and is there a monthly or yearly fee
Answer: A CSV (comma-separated values) file contains the values in a table as a series of text lines organized so that each column value is separated by a comma from the next column's value and each row starts a new line. A CSV file is a way to collect the data from any table so that it can be conveyed as input to another table-oriented application. Microsoft Excel, a leading spreadsheet or relational database application, can read CSV files. Java is a computer programming language. Java is free to download. The price for a program version is a one-off amount. There is no monthly or yearly fee. Best regards, temia.de

Spreadsheets4Life | Budget Excel File (1-Year Subscription) | Financial Analyzer | Household Planner | Bill Payment Tracker | Deluxe Finance Monthly Budgeting | Cash Desktop System Software

spreadsheets4Life

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Product description

Excel file to track and analyze budgets for home or business. Note that this purchase is for a 1-year subscription for these files. After that, your subscription would require renewal. This product is non-returnable and non-refundable. A tutorial is available on You Tube on the Spreadsheets 4 Life Channel.

  • ACCOUNTING SOFTWARE for Home or Business Budget. Get control of your money with this Excel file.
  • FIND OUT WHERE YOUR MONEY IS GOING! And analyze where cutbacks can be made.
  • EXPENSE TRACKER for Mom Husband or business partner or anything else.
  • CASH ENVELOPE amounts can be shown. Placing cash in envelopes? Show that amount in this budget.
  • MONEY - Replace your paper Notebook. Transaction Amount for any Account can be shown.

Budget Planner - Smart Planner Bill Organizer - Tested and Proven to Help Achieve Financial Success. Premium 8.3 x 5.8" Hardcover Budget Planner Organizer Undated. (Black)

Smart Planner

Based on 1 reviews Check latest price
  • ✅ 12 MONTHLY BUDGET PLANNER ORGANIZER – take control of your personal finances with our 12-month budget planner. Containing a wide variety of trackers, calendars and budget planning sheets, this financial planner is ideal for tracking your income, expenses, budget, savings and money goals.
  • ✅ NON-DATED BUDGET BOOK – this personal budget planner is non-dated but has sufficient tracking for 12 months of your finances. You can get back on track at any point throughout the year and motivate yourself to reach your goals by recording and planning your budget in this handy money binder.
  • ✅ VARIOUS TRACKERS AND EXPENSE SHEETS INCLUDED – designed to offer a complete personal budgeting solution, this 176-page financial planner includes dedicated sections for affirmations, goal setting, tracking your debts, expense sheets, spending analysis and monthly calendars. There are 10 blank pages for spider mapping your plan of action and 10 lined pages for important notes.
  • ✅ PREMIUM QUALITY BILL ORGANIZER – created with 120gsm paper, this high-quality budget planner notebook is made to last and suitable for everyday use. The expandable inner back pocket is perfect for storing receipts so that you can keep a tab on your monthly expenses with ease.
  • ✅ VEGAN FRIENDLY, ELEGANT and ATTRACTIVE DESIGN - Our undated smart planner pro would make a great gift. It Includes 3 silk bookmarks for multi-section planning, an elastic strap closure, and an expandable inner back pocket.

Product features

Smart Planner Budget: take control of your hard earned money and goals

Meet our Budget Book: the most effective method for getting on top of your finances. It contains a wide variety of trackers, calendars, budget and planning sheets. It's ideal for tracking your income, expenses, budget, savings and money goals.

Express Accounts Accounting Software Free [PC Download]

NCH Software

Based on 266 reviews Check latest price

Product description

Express Accounts is professional business accounting software, perfect for small businesses needing to document and report on incoming and outgoing cash flow including sales, receipts, payments and purchases. Managing your Accounts Payable, Balance Sheet, and more has never been easier.



Accounting Software Features:

  • Generate professional quotes, sales orders and invoices
  • Offers over 20 essential financial reports
  • Accounts receivable & reports update as invoices are paid
  • Track outgoing payment and purchasing transactions
  • Works equally well with both product and service-based businesses.
  • Automatic integrated backup




Minimum System Requirements:
  • Operating System: Windows (All)

  • Manage your payments and deposit transactions
  • Check balances and generate reports to monitor your business finances
  • Email and fax reports to your accountant
  • Create and track quotes, invoices and more
  • Connect to the app with secure web access

User questions & answers

Question: Does this work with Win
Answer: Yes it does
Question: Does this software handle payroll and reports and tax tables
Answer: I am not sure , I have not used the program enough. I am still working with the program to determine what it can do before i put it to use . However the program appears it can do alot fast .
Question: Is the software free for a trial period
Answer: This product comes with a free trial to a inventory program then you have to pay for it. It is just a basic bookkeeping program. So NO hope this helps
Question: Can I import a Quicken file
Answer: I would think so , thru your imports and exports . Have not tried. You will have play with the program a little to find out what the program can do. I have has the program about week. Good app for the money.

MSI Modern 14 Professional Laptop: 14" IPS-Level Thin Bezel Display, Intel Core i5-10210U, NVIDIA GeForce MX330, 8GB RAM, 512GB NVMe SSD, Win10 PRO, Carbon Gray (A10RAS-1031)

Based on 3 reviews Check latest price

Product description

MSI Modern 14 A10RAS-1031 14" Ultra Thin and Light Professional Laptop Intel Core i5-10210U MX330 8GB DDR4 512GB NVMe SSD Win10Pro

  • Refreshing Visuals: The 14” IPS-Level display delivers true-to-life images with a high refresh rate so you can see every frame you are editing
  • Exceed Your Imagination: The 10th Gen. Intel Core i5 processor, delivers high performance. Whether it’s graphic design, video editing or 3D rendering, the Modern 14 brings your imagination into life
  • Purpose Built: The MSI Modern 14 is a portable laptop built for your creative needs and precision engineered into a thin profile laptop
  • Designed for the Future: Crafted in an ultra-thin and light aluminum chassis, the Modern 14 is made to be both portable and stylish. The 180 degree hinge makes it easy to share your content and ideas with others
  • Uncompromised Productivity: MSI’s exclusive Cooler Boost Technology ensures optimal thermal dissipation. Featuring 2 fans, get up increased airflow with the new Cooler Boost technology
  • Versatile Connections: The Modern 14 features a wide range of I/O ports, sporting a Matrix Display function for you to expand visions across multiple displays via HDMI

User questions & answers

Question: Can you save your data on your home computer
Answer: I only have the envelopes. These are lined spaces to write date, where/location, pymt, deposit and balance. Filp side has months listed and category ( you fill that part in)
Question: What spread sheet software needed? i have librecalc but no excel
Answer: They measure about 3 inches tall by 6 5/8ths long. It will depend on the wallet. I hope that information is helpful to you.
Question: Computer crashed: lost quicken- will budget planner allow me to laboriously "manually" input last years daily expenses that can not be downloaded
Answer: Yes, these envelopes do now come with a holder and a marker!

Family Budget Ledger: Notebook To Track Bills Income Expenses Monthly Budget Planner Organizer Detailed Worksheets For Tracking Savings Spending Debts ... Community Members (Budget Tracker Workbook)

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Gigabyte GeForce GTX 1650 D6 WINDFORCE OC 4G (rev. 2.0) Graphics Card, 172mm Compact Size, 4GB 128-Bit GDDR6, GV-N1656WF2OC-4GD REV2.0 Video Card

Gigabyte

Based on 130 reviews Check latest price

Product description

Powered by GeForce GTX 1650 NVIDIA Turing architecture and GeForce Experience Integrated with 4GB GDDR6 128-bit memory interface WINDFORCE 2X Cooling System with alternate spinning fans 80 mm unique blade fans

  • Powered by GeForce GTX 1650
  • NVIDIA Turing architecture and GeForce Experience
  • Integrated with 4GB GDDR6 128-bit memory interface
  • WINDFORCE 2X Cooling System with alternate spinning fans
  • 80 mm unique blade fans
  • Core Clock: 1650 MHz

User questions & answers

Question: Es la versión super? Ya que en la imagen lo oculta y en la descripción da entender que es ddr6 que seria la Super
Answer: No, la súper termina en s
Question: Es la super
Answer: no
Question: Is this the 1650 super or just normal
Answer: This is the "normal" 1650.
Question: What is the difference between rev. 1.0 and rev
Answer: rev 1.0 has a 1710 core clock speed and no Turing. rev 2.0 changed the core clock to 1650 and added NVIDIA Encoder (NVENC) for Turing functionality.

Legend Budget Planner - Deluxe Financial Planner Organizer & Budget Book. Money Planner Account Book & Expense Tracker Notebook Journal for Household Monthly Budgeting and Personal Finance – Hot Pink

Legend Planner

Based on 2 reviews Check latest price
  • ★ TAKE CONTROL OF YOUR MONEY & HIT YOUR FINANCIAL GOALS - Are you looking for the best budget planner to keep your money organized? Legend Financial Planner will help you create a budget before you spend, track expenses, start saving, get out of debt and achieve your financial goals. It can help you to manage all your budgets, savings, debts, payments, bills due, cash flow and expense tracking in 1 place. By using this budget keeper, you can become a personal finance and budgeting expert.
  • ★ PERSONAL FINANCE & BUDGETING ARE EASY with Legend Budget Book. Each month write down your monthly financial goals, these will be your milestones towards your one year goals. Put reminders of bills and payments due on the calendar. Make a monthly spending plan for each expense category before month even starts. During the month track all your spending, income and savings. At the end of the month review what happened, spot bad spending habits, think about how you can improve next month.
  • ★ STYLISH, SMART & PRACTICAL PERSONAL FINANCE - This Budget Journal starts with 2 pages for making financial plan for your life, then 2 pages for setting your financial goals and their breakdown on the mind map, then 4 pages for tracking savings, 4 pages for debt tracking, followed by 12 months (8 pages per month). At the end of the book there are 2 pages for Christmas budgeting, 2 pages for regular bill tracking, and 2 pages for an annual summary to track your progress throughout the year.
  • ★ UNDATED, PERFECT SIZE, TOP QUALITY & BONUSES - Comes undated, unlike most dated planners month names are left blank so you can start using it at any time of the year. Compact A5 size makes it easy to carry and track your expenses on the go. Hardcover made from animal-friendly PU leather with unique artwork engraved, thick 120gsm heavy-duty pearl white thick no-bleed paper, pen holder, elastic band, 1 accordion pocket for bills and receipts, illustrated user guide and 1 sheet of 109 stickers.
  • ★ GUARANTEE & RETURNS - The Legend Financial Budget Planner Organizer is guaranteed to work, or we will give you your money back no questions asked! We will exchange or refund your item ASAP if you're having ANY TYPE of quality issues, if you are not happy with your results, or for any reason you’re not completely satisfied with your purchase of this expense budgeting notebook. Simply reach out to us via an Amazon message for a hassle-free refund!

User questions & answers

Question: Is this the same hot pink as the legend life planner? It looks different, more red
Answer: Hello. Your data will be stored on your local device, not online. Best regards, temia.de
Question: Does this planner have extra sheets of paper to write things down on
Answer: Hello. It is possible to import your data as CSV-file (it must not be from excel, it must be a CSV-file). Try to export a CSV-file from your program and import this CSV-file to "Houshold Budget". Best regards, temia.de
Question: Is the paper in this journal suitable for fountain pens
Answer: Hello. The program doesn´t have an interface to Quicken. You can type in your expenses to the „Household Budget“ manually or import your expenses as CSV-file to the „Household Budget“. The program „Household Budget“ has a backup fuction, that allows you to save your data securely. Best regards, temia.de
Question: How do I purchase more stickers for the planner
Answer: They will hold bills without having to fold them. I have had at least twenty $1 bills in one before with no problem and room to hold more

Product features

1-Year Financial Goals

Set up to 8 main Financial Goals you wish to achieve over the year. Use the Mind Map page to brainstorm your goals and goal-reaching strategies.

Monthly View

Set top 4 monthly goals, mark all upcoming events on the calendar, and list your income and savings payments. Create budgeting categories and plan your monthly budget.

Expense Trackers

4 expense tracker pages allow you to track your spending as meticulously as you wish, helping you understand your spending habits and avoiding being compulsive with your money.

Monthly Budget Review

Reflect on your monthly progress. Draw conclusions, see if you have stuck to your budget, identify your financial strengths and weaknesses. Reflecting on your past month is essential for improving spending habits and reaching your goals.

[Old Version] QuickBooks Desktop for Mac 2020 Accounting Software for Small Business with Amazon Exclusive Shortcut Guide [MAC Disc]

Intuit, Inc.

Based on 104 reviews Check latest price

Product description

Quickbooks desktop for Mac helps you organize your business finances all in one place so you can be more productive. Simple to set up and use. Manage expenses, stay synchronized with your bank records, get reliable reports for tax time and import your data from a spreadsheet. With 2020 you get more customization from modernized reporting, an improved company snapshot and dark mode so you can see what you want and get the insights you need.

  • QuickBooks Desktop for Mac helps you organize your business finances all in one place so you can be more productive
  • QuickBooks Desktop for Mac has been enhanced with new and improved features optimized for the Mac platform
  • Simple to setup and use- No Accounting Knowledge necessary Manage expenses, stay synchronized with your bank records, get reliable reports for tax time and import your data from a spreadsheet
  • With 2020 you get more customization from Modernized Reporting, an Improved Company Snapshot and Dark Mode so you can see what you want and get the insights you need
  • New Modernized reporting provides improved customization, usability, presentation and navigation
  • New Get more visibility into your business with a centralized dashboard that offers customizable date ranges, layouts and widgets
  • New Enjoy Mac’s latest Mojave OS viewing mode

User questions & answers

Question: Can i convert a 2013 pc qb file to a qb 2020 mac file
Answer: It’s hot pink.
Question: I want to load and run this on my macbook air. will that work or do i have to have a desktop
Answer: There is a spare sheet here and there throughout the planner, but there's not just a note section. I still really love it though!
Question: Does this product offer a budget function
Answer: It is a good heavyweight paper. I am using gel ink but I believe it could easily be used with a fountain pen.
Question: Disc & Download both included with this purchase
Answer: I was wondering that myself. I was looking on amazon & you can type in “money planner stickers” and there is a few that pop up and you can purchase. Hope this helps!

Product features

QuickBooks Desktop for Mac 2020

QuickBooks Desktop for Mac helps you organize your business finances all in one place so you can be more productive. Simple to set up and use. Manage expenses, stay synchronized with your bank records, get reliable reports for tax time and import your data from a spreadsheet. With 2020 you get more customization from Modernized Reporting, an Improved Company Snapshot and Dark Mode so you can see what you want and get the insights you need.

NEW! Modernized reporting
NEW! Centralized dashboard
NEW! Enjoy Mac’s latest Mojave OS viewing mode

NEW! Dark Mode - Mac’s latest Mojave OS viewing mode

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